Earn While You Rent. Own When You're Ready.
Accrue is a free rewards program that helps renters turn rent into down payment credit — just by logging what they already pay.
You're already paying rent — Accrue helps it become buying power.
What Is Accrue?
Accrue turns your rent into homebuying power — without changing where you live or how you pay rent.
And now, you can earn credit just by logging what you already pay.
That credit can add up to 2–3% of a future home's price and applies like cash when you're ready to buy through Accrue.
It's free, simple, and designed to work without changing your lifestyle.
Start Earning Toward Your Down Payment
Join Accrue and begin turning your rent into real homebuying credit.
Why We Exist
of renters want to own a home
but don't think they can afford it
believe they'll never be able
to afford a home
54% of renters believe they'll never be able to afford a home. That's not just a challenge — it's a sign something's broken.
This gap is driven by a lack of upfront savings and the widespread myth that buyers need 20% down. In reality, most first-time buyers put down just 6 to 8%.
Accrue helps close that gap by turning rent into real down payment credit — with no added cost, effort, or commitment.
Why Renters Choose Accrue
Simple, Valuable, and Free
You keep paying rent like always.
No extra cost. No changes to your lease or lifestyle.
Your credits are made possible through partnerships with home sellers.
Until you're ready to buy, it's just quiet value building in the background.
Stacks With Other Rewards
Already earning points somewhere else? No problem.
Accrue works alongside other benefits — it doesn't replace them.
Just like stacking credit card rewards with a grocery store loyalty program, Accrue adds another layer focused entirely on your future down payment.
More value. No conflict. All upside.
Who We Are
Accrue was created by a team with decades of experience in real estate, technology, and housing.
We've helped scale proptech platforms, led thousands of home sales, and worked with the country's largest multifamily operators and developers.
We're rebuilding the path to homeownership — one renter at a time.
What's Next for Accrue
Already live with homes in key markets — and expanding from here.
Live Homes Now
Buyable homes with built-in savings, available now.
More Tools Ahead
Partnering with employers & financial tools to help renters grow.
Expanding Opportunity
Unlocking new ways to build wealth — one renter at a time.
We're building more ways to help renters win.
Ready to Start Earning?
Create your account and start building credit toward a future home, just by paying rent.
Rent's due again soon. Start earning on it now — for free.
Whether you're a renter, a builder, a partner, or just curious, we'd love to hear from you.
hello@iaccrue.com