Privacy Policy

    Effective: May 15, 2025

    Rent to Own, Inc., doing business as Accrue ("Accrue", "we", "us", or "our")

    This Privacy Policy explains how we collect, use, share, and protect personal information when you interact with our website, mobile applications, and any other online services that link to this Policy (collectively, the "Services").

    By using the Services or submitting information to us, you consent to the practices described in this Privacy Policy. If you do not agree, please do not use the Services.

    Note: This Privacy Policy should be read in conjunction with our Terms of Use, which govern your use of the Services.

    1. Information We Collect

    A. Personal Information You Provide

    We collect personal information you voluntarily provide, such as:

    • Name, address, phone number, email
    • Residential status or home preferences
    • Account credentials (if you create an account)
    • Communication preferences
    • Information submitted via forms or surveys
    • Social media identifiers (if you connect a profile)

    In the future, if we offer features such as optional rent payment tracking or monthly subscriptions, we may collect additional information such as:

    • Rent amounts and history
    • Payment method details (e.g., card or bank account info)
    • Transaction history related to subscriptions or rewards

    B. Information Collected Automatically

    When you use the Services, we or our service providers may collect usage data such as:

    • IP address and browser type
    • Device identifiers
    • Pages viewed and time spent
    • Referral and exit pages
    • Interactions with content and forms
    • Cookie data

    We may associate this usage data with personal information if you register or log in.

    2. How We Use Your Information

    We use your information to:

    • Operate, maintain, and improve our Services
    • Respond to your inquiries or requests
    • Personalize your experience
    • Communicate about new features or updates
    • Support future offerings like rent tracking or subscriptions
    • Monitor usage, prevent fraud, and ensure security
    • Comply with legal obligations

    3. Cookies and Tracking Technologies

    We use cookies, pixels, and similar technologies to:

    • Recognize returning visitors
    • Analyze usage patterns
    • Tailor marketing or advertising

    We may use services like Google Analytics or Meta Pixel to support these functions. For more info on how Google collects data, visit: www.google.com/policies/privacy/partners

    You can adjust cookie settings through your browser preferences. If we implement a cookie preferences tool in the future, we will update this Policy accordingly.

    4. Sharing Your Information

    We do not sell your personal information.

    We may share your information with:

    • Service providers who support our operations (e.g., hosting, analytics, marketing)
    • Partners or affiliates who assist with product delivery or support
    • Legal authorities when required by law or to protect rights, safety, or integrity
    • Third parties in connection with a corporate transaction (e.g., acquisition)

    We may also share aggregated or deidentified information that cannot reasonably identify you.

    5. Future Financial Features (Rent Tracking / Subscriptions)

    If we introduce optional features such as rent payment tracking, rent-to-own credits, or paid subscriptions:

    • Financial information will only be collected with your express consent.
    • Any processors used (e.g., Stripe, Plaid) will be disclosed and bound by strict data handling agreements.
    • You will be able to opt into or out of such features at any time.

    6. Your Rights and Choices

    California Residents

    Under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), you have rights to:

    • Know what personal information we collect, use, and share
    • Request access to or deletion of your data
    • Correct inaccurate personal information
    • Opt out of data "sharing" for cross-site advertising (if applicable)
    • Be free from discrimination for exercising these rights

    To submit a request, email us at hello@iaccrue.com with the subject line "California Privacy Request" or mail us at:

    Accrue
    2261 Market Street #5024
    San Francisco, CA 94114

    You may also designate an authorized agent to act on your behalf.

    7. Security

    We take reasonable administrative, technical, and physical measures to protect your information. No system is 100% secure, so we cannot guarantee the security of your data.

    8. Children's Privacy

    Our Services are not directed to children under 16. We do not knowingly collect personal information from anyone under 16. If we learn that we have collected such information, we will delete it promptly.

    9. Links to Other Sites

    Our Services may contain links to third-party websites or social media platforms. We are not responsible for their privacy practices. Please review their privacy policies separately.

    10. International Users

    Our Services are intended for use in the United States. If you access them from outside the U.S., you do so at your own risk and consent to the transfer and processing of your information in the United States.

    11. Changes to This Policy

    We may update this Privacy Policy at any time to reflect changes to our practices, technologies, legal requirements, or other factors. When we do, we will revise the "Effective Date" at the top of this page.

    If the changes are material, we may also notify you by email or through a notice on the Services. Unless otherwise stated, all changes will be effective when posted and will apply to all users, including those who registered before the changes were made.

    Your continued use of the Services after any update constitutes your agreement to the revised Privacy Policy. If you do not agree with the changes, you should stop using the Services.

    12. Contact Us

    If you have any questions about this Privacy Policy, please contact us at:

    📧 hello@iaccrue.com
    📮 Accrue, 2261 Market Street #5024, San Francisco, CA 94114